Maryland-Real-Estate-Salesperson New Dumps - Visual Maryland-Real-Estate-Salesperson Cert Exam

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Real Estate Maryland Real Estate Salesperson Examination Sample Questions (Q53-Q58):

NEW QUESTION # 53
When registering a business, which of the following is a correct requirement for naming the business?

Answer: D

Explanation:
A sole proprietor in Maryland may operate under their personal legal name or under a trade name that has been properly registered with the Maryland Department of Assessments and Taxation (SDAT).
If a trade name is used, it must be clearly disclosed in all brokerage advertising and license registration records with the MREC.
This ensures public transparency and compliance with Maryland's real estate advertising and licensing requirements.
Reference: Maryland 60-Hour Principles and Practices - "Brokerage Operations and Business Entities"; Maryland Business Occupations and Professions Article 17-316 - Trade Name Registration.


NEW QUESTION # 54
How many of the nine appointed Maryland Real Estate Commission board members are consumers and how many are real estate professionals?

Answer: D

Explanation:
Maryland law establishes that the Maryland Real Estate Commission has nine members: five must be licensed real estate professionals (one from each of Maryland's five geographic regions) and four must be consumer members who are not engaged in the real estate business. This composition ensures both industry expertise and public representation. The pre-licensing course presents this under Maryland License Law and MREC structure, aligning with the Maryland Business Occupations and Professions Article, Title 17 (17-202).
References:
Maryland Business Occupations & Professions, Title 17, 17-202 (Commission composition).
Maryland 60-Hour Principles & Practices Course - Maryland License Law and Regulations (MREC Rules) module.


NEW QUESTION # 55
Which of the following is true about USDA loans?

Answer: D

Explanation:
The U.S. Department of Agriculture (USDA) Rural Development Loan Program provides financing for low- to moderate-income borrowers in rural areas.
The Maryland course teaches that Section 502 Direct Loans may offer repayment terms of up to 38 years, depending on borrower income and property location.
These loans are designed to promote homeownership in eligible rural communities and may include payment assistance or subsidies to reduce monthly payments.
Reference: Maryland 60-Hour Principles and Practices - "Real Estate Financing" module; USDA Rural Development Loan Program, Section 502 Direct Loan Guidelines.


NEW QUESTION # 56
When assigning a contract, what should the assignor ensure is permitted in the purchase contract?

Answer: B

Explanation:
A contract assignment occurs when a buyer (the assignor) transfers his or her contractual rights to another party (the assignee) before closing.
However, this is only allowed if the original purchase contract permits assignment-that is, if it includes an assignability clause or does not prohibit assignment.
If the contract specifically states "non-assignable" or "assignment requires seller consent," the assignor must comply with those terms.
This concept appears in the Contracts and Transaction Procedures section of the course.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Real Estate Contracts and Assignments section.
- Maryland Contract Law Principles (General Common Law on Assignability).


NEW QUESTION # 57
Between commercial and residential properties, which type of property is depreciated for a longer time?

Answer: C

Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Under the Internal Revenue Code (IRC §168), depreciation is a method for recovering the cost of income-producing property over time.
Residential income-producing properties (such as apartment buildings) are depreciated over 27.5 years.
Commercial income-producing properties (such as office buildings) are depreciated over 39 years.These timelines are based on the Modified Accelerated Cost Recovery System (MACRS) used for tax purposes.This concept is included in the Maryland Pre-Licensing Course within the Appraisal and Valuation section, to ensure licensees understand property valuation and investment considerations.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Appraisal and Valuation" Module Internal Revenue Code §168 - MACRS Depreciation Rules.


NEW QUESTION # 58
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